Cruv
The XRP Ledger (XRPL) is an open-source, permissionless blockchain that anyone can build on or operate a node for. It achieves consensus not through mining but through a network of independent validators — universities, exchanges, businesses, and individuals — who agree on the next valid ledger state. Currently over 150 validators operate on the network. Any transaction that follows protocol rules is confirmed in 3–5 seconds with finality, meaning no reversals.
The XRPL has had several major milestones: a built-in decentralized exchange (DEX) since launch, an AMM (Automated Market Maker) module added in 2024, an EVM-compatible sidechain launched in June 2025 enabling Solidity smart contracts, and growing support for tokenized real-world assets (RWAs). These expansions broaden XRP's utility beyond payments into DeFi and institutional finance.
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